Terms of Service
Updated November 2025
These terms govern your use of Asset. By creating an account you agree to them.
1. The service
Asset provides software that helps you search for goods, pay for them, move money, and access financial products delivered with regulated partners. Asset is a technology company, not a bank.
2. Eligibility
You must be at least 18 and legally able to enter a contract. You must provide accurate information and keep your credentials secure.
3. Fees
Account access is free. Asset charges 1% on purchases completed through agentic search, and no Asset fee on crypto transactions. Subscription plans and Buy Now Pay Later terms are disclosed before purchase.
4. Acceptable use
Do not use Asset for unlawful activity, to evade controls, to interfere with the service, or to transact on behalf of someone who has not authorized you.
5. Availability
We work to keep the service available and secure, but it is provided as-is. Maintenance, partner outages and events outside our control may interrupt access.
6. Suspension
We may restrict accounts to comply with law, manage risk, or protect users. Where lawful and practical we explain why.
7. Disputes
Disputes are handled under the arbitration provision described in your account agreement and applicable law.
8. Changes
We may update these terms. Material changes are communicated in-app before they take effect.
Questions about this document? Contact us.