Buy anything in the universe from your wallet.
Search for anything in the world. Asset finds it, suggests the right alternative when the exact thing does not exist, and you pay in one tap. Five percent cash back on what Asset earns — straight to your wallet.
1%
on agentic purchases
0%
on every crypto trade
5%
cash back, wallet-bound
A technology company, not a bank. Partner-held funds. Free to start.
“quiet espresso machine that fits a small kitchen”
Best match
Kyoto Ceramic Espresso Set
Kyoto Atelier · 2 days
$245.00+$2.45 fee
A great substitute
Total balance
$48,271.19
•••• 8841
The shift
Search and payment were always supposed to be the same gesture.
For thirty years the internet has asked you to want, then wait. Find a link. Open a tab. Fill a form. Verify a card. Asset collapses all of it into one motion — because a decision you have already made should not take seven screens to honor.
Before
Nine tabs, four passwords, one abandoned cart.
During
Describe it. Compare it. Choose it.
After
Paid. Tracked. Cash back in your wallet.
The product
Everything money does, in one place.
Say it like a person. Get it like a concierge.
Describe anything in the world in your own words. Asset returns the strongest options, shows you close substitutes when the exact thing is unavailable, and puts a pay button an inch away.
- ✓Plain-language requests
- ✓Smart substitutes, never dead ends
- ✓Side-by-side comparison
- ✓One-tap checkout
One balance. Everywhere you go.
A high-yield wallet, a metal card, instant transfers and controls that live where your thumb already is. Freeze, unfreeze and set limits in a tap.
- ✓Free instant transfers
- ✓Virtual card in seconds
- ✓Freeze and limit controls
- ✓4.85% APY on balances
From “I want that” to “It’s here.”
Everything you buy through Asset is tracked in one feed with receipts, delivery windows and cash back attached. No email hunting. No mystery charges.
- ✓Live purchase feed
- ✓Delivery tracking
- ✓Automatic receipts
- ✓Cash back in your wallet
Big decision now. Gentle payments after.
Split any purchase into a plan that fits your month — on every purchase that is not crypto. Terms are shown clearly before you confirm, never after.
- ✓Plans from 4 to 24 payments
- ✓Transparent terms
- ✓No surprises at the end
- ✓Available at checkout
Traditional. Crypto. Predictions. Tokenized.
Four markets, one account, one design language. Positions, fills and balances read the same way whether you are trading equities or events.
- ✓Equities and ETFs
- ✓Zero-fee crypto
- ✓Prediction markets
- ✓Tokenized assets
A card that feels like the future.
Metal in your hand, intelligence in your pocket. Every purchase earns cash back and appears instantly with a category, a merchant and a receipt.
- ✓Premium metal card
- ✓Instant virtual issuance
- ✓Real-time alerts
- ✓No foreign transaction fee
See it
A request, and an answer with a pay button.
Asset reads intent, not keywords. If the exact thing you asked for does not exist, you get the closest great substitutes with the trade-off explained — never an empty page.
“the quietest espresso machine that fits a tiny kitchen”
Best match + 3 strong alternatives
“a gift for someone who just got promoted”
Curated options across price bands
“replace my broken running shoes, same size”
Exact fit, plus a faster-shipping substitute
“quiet espresso machine that fits a small kitchen”
Best match
Kyoto Ceramic Espresso Set
Kyoto Atelier · 2 days
$245.00+$2.45 fee
A great substitute
The platform
Beyond the wallet.
Asset is a financial operating system. Each surface is useful alone and compounding together.
Liquidity
Access working capital without dismantling your portfolio. Designed for people whose money is already working.
Explore →Financing
Personal and business funding reviewed by humans who understand momentum — not a form that disappears.
Explore →Managed Wealth
A desk that watches the whole picture: liquidity, risk and time horizon in one conversation.
Explore →Growth Loops
Turn every customer moment into compounding momentum for the business you are building.
Explore →Treasury & Education
A new briefing every single day — written for humans, not analysts. Learn while your money does.
Explore →Money Markets
Four markets. One seat.
Equities and ETFs. Crypto with zero fees. Prediction markets for the questions that matter. Tokenized assets for the things that used to be out of reach.
Open a market accountTraditional
Equities, ETFs, treasuries
Crypto
Zero fees, everywhere
Predictions
Events, priced honestly
Tokenized
Gold, bills, income
Trust
Built to be boring about the things that matter.
Money should feel exciting to use and uneventful to hold. Asset is engineered around that tension: fast where you feel it, conservative where you do not.
Insured partner banking
Funds are held with insured partner institutions — never on a balance sheet we control.
A technology company
Asset builds software. Banking services are provided by partners who do banking.
Resilient by design
Redundant systems and continuous monitoring so the app is there when you need it.
Your controls
Freeze a card, end a session, or change a limit from the same screen.
“I described what I wanted in a sentence and it appeared. Then I paid with my thumb.”
“The cash back hits my wallet the same second. That has never happened to me before.”
“It replaced four apps and a spreadsheet. I did not expect to like a money app.”
Pricing
Under every price you already pay.
Free to start. One percent on agentic purchases. Zero on crypto. No hidden monthly minimums.
Signature
$12every 30 days
- ✓Everything in Essential
- ✓Priority search
- ✓BNPL to $25k
- ✓Zero-fee crypto
- ✓Money Markets
Private
$49every 30 days
- ✓Everything in Signature
- ✓Managed Wealth desk
- ✓Financing review
- ✓Dedicated advisor
Comparable tiers elsewhere run $0–$17/month with fewer markets, no agentic search and no cash back.
Asset is a money app with an intelligence layer. You can search for anything in the world, get the strongest options back, and pay in one tap from your wallet or Asset Card — with 5% cash back on what Asset earns and Buy Now Pay Later when you want it.
Your wallet should go and get things for you.
Open an Asset account in minutes. Search for something. Pay in one tap. Watch the cash back land.
Free to start · No monthly minimum · Cancel anytime